Gap Coverage Overview

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Gap Coverage

GAP Coverage gives you confidence when you purchase a new or used or lease a new vehicle. If you have an accident and your vehicle is considered a total loss, most standard insurance policies will pay only the current market value of your vehicle, not for what is owed or the deductible. This can leave you responsible for the difference. GAP Coverage can help cover this difference. See the GAP Addendum for coverage limitations. GAP coverage is not available in NY.

How You're Covered

Guaranteed auto protection

GAP Coverage waives the deficiency amount between your unpaid finance balance and the settlement amount offered by your insurer for a total loss.

Covered from the start

GAP Coverage is only available at the time of vehicle purchase or lease.

Flexible

GAP Coverage is available for your new, used, or leased .

Financial peace of mind

GAP Coverage is available for finance amounts up to $125,000. GAP Coverage can waive your financial loss up to $75,000, which can include up to $1,000 of your insurer’s physical damage deductible.

Get covered for longer

GAP Coverage is available for up to 84 months.

Protect your interests

Optional GAP Coverage helps protect you against owing money on a vehicle you can no longer drive.

Cancelable

GAP Coverage can be canceled at any time. Your coverage is fully refundable within 60 days, as long as no loss has occurred. For cancellations after 60 days, a pro rata refund will be given, less any applicable cancellation fee. All refunds will be made to the financial institution/lender.

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Midway Motors Newton 38.03151, -97.33752.